PENGARUH PERMODALAN, RISIKO KREDIT, DAN RISIKO LIKUIDITAS TERHADAP PROFITABILITAS PADA BANK DENGAN KATEGORI BUKU (BANK UMUM KEGIATAN USAHA)

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Published: Apr 3, 2017
DOI: https://doi.org/10.25105/me.v25i1.5200
Keywords:
CAR NPL LDR ROA Risk

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Antyo Pracoyo
STIE Indonesia Banking School
Aulia Imani
PT. Bank Permata Tbk

Abstract

This study aims to analyze the influence of bank specific components on the profitability of the banking industry with the category of Commercial Business Activities (BUKU) 3 in the period 2011-2015. The analytical method used is the analysis of Multiple Linear Regression with the number of samples of 8 banks or Foreign Exchange Banks in BOOK 3. The independent variables used for this study are based on bank ratios, capital measured by Capital Adequacy Ratio, Credit Risk measured by Non-Performing Loans, and Liquidity Risk is measured by Loan to Deposit Ratio. The dependent variable is Profitability measured by Return On Assets (ROA). The results of this study indicate that Capital Risk and Liquidity have no significant effect on profitability. Meanwhile, Credit Risk has a significant effect on Profitability
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Vol. 25 No. 1 (2017): April
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Articles
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This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.

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