Semi-supervised Credit Card Fraud Detection via Attribute-Driven Graph Representation

Authors

  • Sheng Xiang University of Technology Sydney
  • Mingzhi Zhu Tongji University
  • Dawei Cheng Tongji University
  • Enxia Li University of Technology Sydney
  • Ruihui Zhao Tencent Jarvis Laboratory
  • Yi Ouyang Tencent Jarvis Laboratory
  • Ling Chen University of Technology Sydney
  • Yefeng Zheng Tencent Jarvis Laboratory

DOI:

https://doi.org/10.1609/aaai.v37i12.26702

Keywords:

General

Abstract

Credit card fraud incurs a considerable cost for both cardholders and issuing banks. Contemporary methods apply machine learning-based classifiers to detect fraudulent behavior from labeled transaction records. But labeled data are usually a small proportion of billions of real transactions due to expensive labeling costs, which implies that they do not well exploit many natural features from unlabeled data. Therefore, we propose a semi-supervised graph neural network for fraud detection. Specifically, we leverage transaction records to construct a temporal transaction graph, which is composed of temporal transactions (nodes) and interactions (edges) among them. Then we pass messages among the nodes through a Gated Temporal Attention Network (GTAN) to learn the transaction representation. We further model the fraud patterns through risk propagation among transactions. The extensive experiments are conducted on a real-world transaction dataset and two publicly available fraud detection datasets. The result shows that our proposed method, namely GTAN, outperforms other state-of-the-art baselines on three fraud detection datasets. Semi-supervised experiments demonstrate the excellent fraud detection performance of our model with only a tiny proportion of labeled data.

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Published

2023-06-26

How to Cite

Xiang, S., Zhu, M., Cheng, D., Li, E., Zhao, R., Ouyang, Y., Chen, L., & Zheng, Y. (2023). Semi-supervised Credit Card Fraud Detection via Attribute-Driven Graph Representation. Proceedings of the AAAI Conference on Artificial Intelligence, 37(12), 14557-14565. https://doi.org/10.1609/aaai.v37i12.26702

Issue

Section

AAAI Special Track on AI for Social Impact