Soil contamination by heavy metals such as Cd can pose a risk to the environment and human health. However, Cd is difficult to immobilize at low concentration levels in soil. Individually, Bacillus subtilis and biochar have been shown to be inefficient at immobilizing Cd in soil. In this study, corncob biochar was generated at different pyrolysis temperatures (300 °C-550 °C), and the Cd immobilization efficiency and performance of corncob biochar loaded with B. subtilis (CB@B) and corncob biochar alone (CB) were evaluated in solutions and in soil. The characterization (SEM and FTIR) of CB generated at different pyrolysis temperatures and CB generated at different pyrolysis temperatures in CB@B (300 °C-550 °C) indicated that a superior pore structure and abundant O-functional groups were obtained at a pyrolysis temperature of 400 °C for both CB@B and CB. The X-ray diffraction and X-ray photoelectron spectroscopy results indicate that the formation of Cd compounds was associated with the positive combined biosorption effect of the bacteria and biochar, electronic adsorption, activity of the O-functional groups (CO, COOH, OH, and Si–O–Si), and complexation between extracellular substances and Cd²⁺. Adsorption experiments were conducted in a solution to assess the effects of various operating parameters such as the time, pH, and adsorbent dose. The 400 °C-CB@B and 400 °C-CB samples achieved the largest reductions in the Cd concentration at 81.21% and 5.70%, respectively. Then, CaCl₂ extraction experiments were conducted in soil, and using 0.25%-CB@B, a 55.21% decrease was realized in the Cd concentration after 56 days and a 16.71% increase was realized in soil pH to 8.38. No significant difference was observed in the CB-treated groups, among which 1.0%-CB achieved the largest reduction of 26.08% after 56 days and a 3.20% increase in the soil pH to 7.41. The Tessier sequential extraction method obtained similar trends. Overall, 400 °C-CB@B demonstrated outstanding immobilization efficiency and durability, indicating that it provided a safe and nutrient-rich habitat for B. subtilis to realize a synergistic effect for Cd immobilization.