The Influence of Waqf Productivity on Education in The Province of Yogyakarta Special Region (DIY)

— This study explores the influence of Nazhir competence in waqf management on education, with waqf productivity as an intervening variable. The study aims to contribute to the existing knowledge on the relationship among Nazhir competence, waqf management, productivity, and education. The urgency of the study stems from the need to generate valuable insights and knowledge about the impact of Nazhir competence and waqf management on education, with productivity as an intervening variable. Data for the study were collected using the Structural Equation Modeling (SEM) method with the LISREL 8.80 software, from a population of 500, and a sample of 356 was selected. The study highlights the crucial role of productive waqf management in optimizing the contribution of waqf to the education sector, from basic to higher education, considering the persisting concerns about the quality of education in Indonesia. The cost of continuing education and the challenge of enhancing experiences make it difficult for individuals in the middle to low economic groups to access education. The study findings indicate that Nazhir competence does not significantly influence waqf productivity, while management of waqf significantly impacts productivity. Moreover, some aspects of Nazhir competence are not significantly related to education, while waqf management significantly influences education. Finally, productivity as an intervening variable does not significantly impact education. These results imply that there is a need for education and training programs to enhance Nazhir competence in waqf management, particularly given the crucial role of productive waqf management in supporting quality education and the economic welfare of Muslim communities. Institutions and community organizations responsible for waqf management should provide socialization programs to promote professionalism, accountability, and good governance, leading to optimal results.


I. INTRODUCTION
The concept of waqf as a form of worship aimed at getting closer to Allah SWT and serving the public has been considered an important tool for economic development, especially in sectors such as education, health, and religious facilities.Asmak (2009) emphasizes that development is not limited to physical growth but also involves the development of human resources.Efficient management of waqf assets can play a significant role in enhancing the education sector, which is essential for the progress of a nation.The use of productive waqf can potentially aid in the poverty alleviation programs in Indonesia, providing financial aid to the underprivileged population such as abandoned children, orphans, and the poor who require funds for their daily livelihoods, including education.Education is a fundamental aspect that enhances individual potential and capabilities, contributing to the progress of a civilization.Therefore, it is imperative for the government and all stakeholders to endorse superior education, focusing on the facilities, qualified educators, and quality management of education (Maya Putra, 2015).
The relationship between a good economy and quality education is not straightforward, but it is a long-term investment rather than a consumption.Education is considered a key factor for the success of development programs.This concept is well-established and has been implemented in various countries, as education is considered a precondition for a nation's progress (Widiansyah, 2017).However, the education system in Indonesia remains a major concern due to its unstable condition and insufficient resources.The rising cost of education has made it difficult for the middle-and lower-income groups to afford it, leading to more than 30,000 elementary and 50,000 junior high school students being unable to attend school in 2017/2018, resulting in more than 80,000 children missing out on nine years of educational programs (Wijaya, 2018).
Religion plays a vital role in the creation of an advanced, prosperous, safe, and peaceful civilization.As mentioned in the Holy Quran, all objectives of religion are aimed towards this goal, as stated in QS Al A'raf Verse 85: Meaning : " Perfect " measure and scale and don't you harm other people.don't you do mischief on earth after (he created) with ok, that 's the best for you if you are believers." In Islam, religion is closely linked to the advancement, prosperity, safety, and peace of human civilization.Allah SWT has entrusted humans with the responsibility of being stewards of the Earth, with the duty of building a civilized human society and making progress in various aspects of life, including education and the economy.One of the Islamic worships related to the economy is waqf, which is an act of dedicating property to Allah SWT and using it for the benefit of the people.Waqf plays a significant role in the economic, social, cultural, educational, and religious development of society, and it serves as an economic instrument that can improve the well-being of the people.The practice of waqf requires individuals to fully dedicate their property to be used for the benefit of others.The existence of waqf provides opportunities for the Islamic finance sector to manage waqf properties since conventional finance and the government do not have the expertise in managing waqf properties in accordance with Islamic law.The institutional management of waqf in accordance with Islamic guidance involves the designation of nazhir, an individual, organization, or legal entity, by the wakif (the party who dedicates the property for waqf), to manage and distribute the waqf property to the needy.If waqf management is done professionally, it can greatly benefit the well-being of the people and contribute to the development of Islamic economics and other aspects of life (Hazami, 2016).
In the realm of economics, Sharia can be defined as an individual's or group's non-commercial efforts aimed at achieving social welfare and justice.According to Mardani (2011), fulfilling the economic needs of society and ensuring social welfare and justice are the desired goals for every layer of society.Philanthropic efforts, including the use of waqf as an instrument of Islamic finance, are expected to play a crucial role in achieving these goals (Isra, 2016).If managed productively, waqf can provide benefits that can be distributed to fulfill various needs of the people.Muslims are expected to preserve and protect their waqf, which must be socialized as a collective economic movement across all layers of society to improve people's lives (Mutmainah, 2017).

II. DISCUSSION
Discussion about assessment Influence Competence Nazhir in Management waqf Against Education with Productivity as Intervening Variables will shared Becomes three points main, as following : A. About Understanding and History of Waqf waqf by etymological originated from the word waqafayaqifu-waqfan which means to hold (al -habs) or stop.In Compilation of Islamic Law (KHI), waqf has the meaning of action law personal or group as well as legal entities which on purpose separate part or whole treasure hers for institutionalize forever for the sake of religion or necessity public general other suitable with Islamic guidance.Objective from waqf none other than for utilise something object waqf in accordance with function.Function waqf that is for realize benefit economical object waqf for the sake of worship and improve well-being society.waqf be one instrument economy with great potential to realize and improve well-being people according to guidance sharia (Mardani, 2011).by terminology waqf that is give something benefit for the other party next for utilized.waqf is withhold part or whole treasure thing from the substance own nature endurance in period long time and from treasure the give benefit for fi sabilillah.Scope waqf among others can owned by personal or group, no finished use, have released right ownership by the owner, property that has been handed over ownership that no could gifted, sold or inherited, and utilized for benefit people (Mardani, 2016).
In Dictionary Big Indonesian, waqf it means object no move or object move provided for interest general as sincere gift.waqf be one instrument finance in Islam whose history give contribution very big to development a country especially development infrastructure.Management waqf performed by professional with full awareness from Muslims for channel waqf is factor important from success implementation waqf in business support sector economy in accordance Islamic guidance.But in system economy various contemporary Islamic countries, the role of waqf in state development has not been optimal and provides significant impact (Praja, 1995).
According to (Munzir Qahaf, 2008) that public Romans and Greeks had know and practice pattern or system waqf, majority shape from the waqf given that is for religious interests, in shape library general, place entertainment, and institutions education.Roman society already know system management church as well as foundation virtue in the field handling problem people not enough able, and collect treasure used for interest general (Kahf, 2008).Whereas (Praja, 1995) explain that waqf actually has practiced before the arrival of Islam, however not yet there is term waqf at the time it.Proven from houses of worship built as well as means operations that have been provided without there is transaction sell buy.That thing show the procedure as waqf.
After the presence of Islam, the Prophet and his companions To do activity waqf with give part from land of the Prophet and his companions for mosque construction, even donate gardens, wells, or animal mounts them.waqf implemented based on principle benefit that is the object of the waqf own benefit with reward continuous reward flow During object the used by the people.The implementation is also based on principle responsibility, management implemented with transparent as shape accountability towards Allah SWT and the people.Management done with principle professionalism, management right and good for presenting great benefit.Next is principle justice social, as results from management waqf so by positive realize well-being social public (Praja, 1995).Based on example already carried out by the Prophet Muhammad SAW, the scholars agreed that waqf own same reward with sadaqah Jariyah with characteristics special in the form of thing that has endurance in long time.
History of waqf impact big to birth of scientists big, thing this could occur because no free from the role of people who are able from aspect wealth and philanthropist for donate part his wealth, for the sake of support activity education with availability facility education that comes from from waqf.Therefore, some teachers and students could focus in activity teaching and learning, no bothered again with need operational education as the place Live or student dormitory, needs food and necessities school other already sufficient.Practice waqf is getting expanded during the dynasty Abbasids.Everyone at the moment that competing for endowment.Treasure collected waqf managed to obtain benefit then the benefits no only distributed for the poor but also for build facility education (Mutmainah, 2017).
Islam has attention big to well-being social because in Islamic view of poverty dangerous for aqidah / faith, morals, good personal, family, and society and nation.Consequence from poverty man could fall in in various type deed forbidden in religion.Islam has attention are you serious to countermeasures and alleviation poverty, with the procedures that have been taught in the Qur'an and Al Hadith.As for some method alleviation poverty as well as prosper people the of them could with work, alms, infaq, zakat and waqf.Implementation is reflection from faith and piety people, like give eat and care for the poor, because In Islam, the assets owned by the rich are the rights of the poor (Isra, 2016).
In implementation waqf should fulfil elements waqf among others: 1) Wakif i.e. people, groups or legal entity that is waqf his property.Well individuals, groups / organizations, or legal entities that make waqf treasure the thing should fulfil condition waqf.If individual should already mature, owner legitimate object waqf, healthy sense, and not To do deed violate law, as well as organizations and legal entities should fulfil condition waqf legally 2) Nazhir i.e. person or party or legal entity granted mandate for manage and maintain waqf with condition if individual ; Muslim, mature, trustworthy, capable by physical spiritual, and not To do violation law.If the organization or legal entity fulfil condition the manager fulfil condition nazhir individual, organization or legal entity moving in the field social, and legal entities formed in accordance regulation applicable laws (Mardani, 2013).
Management waqf in indonesia already there is since the days of Dutch colonialism, if see backward, colonial era, old order, order new, waqf in Indonesia is still character traditional, thing the can seen with only waqf affairs development Islamic boarding school, madrasa, mosque or prayer room, land graveyard and office organization religious as well as its use is still limited.Development management waqf productive During this is basically is change appropriate form and system with characteristics of Islam, where characteristics very flexible demanding on yarn red that sharia that lil maslahah.Start from something that is waqf, management, until to distribution to people.Progress technology in the era of globalization already intimidated with the evolving digitization, which is now very obvious with the name revolution industry 4.0.like it or not want to all element life, everything aspect life should transform even come to a very basic (Tabung Wakaf, 2015).thing The progress of this era try interpreted as something the real event no difficult, however easy, so so be it in affairs waqf.Already it's time waqf this defined for then practiced with something easy all society, so later definition we keep it up from waqf is value brought by the Prophet, then the Companions, Tabiin, Tabi'-Tabiin, who then until today.Definition simple waqf maybe, hope capable turn the faucet positive add intensity of the wakif (giver) waqf), because During this very familiar waqf understood by some big muslim is waqf in the form of land, houses and assets permanent other.Whereas very need understood, that condition waqf goods is something still can taken benefits, so in the Book of Kifayatul Akhyar (Imam Taqiyuddin Abubakar Bin Muhammad Alhusaini) explained, sah donate the land to cultivated, animal cattle for taken milk and fur, soil for for rent, even barren land even though for fertile back, planted, then reaped result (Mardani, 2011).
A number of information above showing how the breadth of Islam in understand the truth waqf in answer all problem society as description reality universality.because of that, for define waqf in the concept of religion is enough values (value) taken, let later in practice is something later can chewed with delicious by the waqif (givers) waqf) wherever they be in condition whatever while hunger want to waqf, so that later expected something came in this will Becomes nutrients that can sufficient need calories as part from power in effort relieve poverty, poverty, and the weak (Mustadh'afin) which becomes the most fundamental problem in development economy (Mardani, 2011).

Speak problem endowment Becomes something that can
Becomes dish for who course.Need known, in glass socio historical, narrated at the time of the companions Uthman ra, he donate Wells, Houses, and Sayyidina Umar ra donate land plantation Khaibar, then followed waqf land, trees, and buildings by the companions other.That thing then studied and researched by scholars in the 2nd century, until the 3rd, the results is basics religious law (fiqh) used until now (Hermawan, 2013).Before demand to waqf, since ancient times before existence tool exchange the name of money, everything transactions are also carried out with goods, for example, there is barter and so on.Historical data should be make we then the more many get reference reference, so that in the application could adapt condition of the times, good from aspect room time, and dimensions another.old times waqf in the form of wells, houses, land, gardens and others.However now is the time transform so go ahead, now all transaction using money, even the base already cashless, from side economy transaction sell buy, and more already use money, everything alms, arrived at zakat now accommodated with the money now the basis (cashless -BI program).because that waqf is like that, so that segmentation waqf very allow for reach all element, referring to historical (Sasongko, 2018) Draft the no close possibility waqf in the form of land and assets permanent other permanent accepted.So the concept put forward in Thing this open opportunity for who just for waqf, for open potency new, that is in Thing intensity reception could increase.However no enough until there only, actually want emphasized besides Upgrade intensity waqf, is in Thing management, start from the process of socialization, consultation, until to how is the most fundamental thing?then waqf goods (mauquf) bih) that can managed with managerial management level action corporations that are focused on profit (profit oriented), until to the distribution process benefit to people by mauquf ' alaih by appropriate target.According to Fanani, (2011) socialization waqf still less, limited total nazhir professional, institution system management waqf not yet adequate, no existence system effective disbursement of funds, distribution less waqf productive, that's it various problem about waqf (Mardani, 2016).
According to (Mardani, 2011), problem in endowment that then try reflected to something capable Becomes reflection for life society.That is, from side goods or something that is waqf (mauquf) bih), lean to a number of study the above literature, mauquf bih (goods) is defined Becomes something that can reach who only and where course.This thing expected could Becomes energy additional that can be spur enhancement intensity waqf with significant.Beside that there is also something more important, where draft management something that is waqf (mauquf) bih) managed with focuses on profitability, meaning all reception mauquf bih that spent to something productive.Waqf body (nazhir) for become a good management body, then from in terms of governance company should have clear vision.In accordance with principles of GCG (Good Corporate Governance), because will same just when great potential commonly owned by Muslims, especially those in Indonesia today this.Islam as a religion with people majority naturally no then make off guard for shoulder to shoulder in synergy sustainable development.Various real problem very good fundamentals economy specifically in Thing handling to poverty, inequality, unemployment, and others (Mardani, 2011).formation of a productive waqf body filled by source power professional human with qualification in accordance standard for fill in positions important in the governing body waqf.The concept of this waqf body (nazhir) by managerial managed based on governance business, with assets (mauquf bih) obtained from the wakif guarded so that remains patent, however management based on method future business lead to productivity in maximize profit.However in Thing this, all the profit later will ordained for interest people.This is what makes the difference waqf body concept with other business entities where result used only for only a few people.This thing it is hoped that the waqf body focus payment obligation no only on reception, but on management so that managed assets Becomes assets that have mark add, until to distribution to people in need, be a waqf body this become a productive waqf body.(BadanWakaf Indonesia, 2019) Waqf in Indonesia has : great asset big but not yet could optimized its utilization.That thing could occur because system management and systems development still left behind compared with other countries as Egypt, Qatar, Saudi Arabia, Kuwait and others.The problem also lies in Nazhir as responsible party answer manage waqf by ability source power human left behind so that no could optimizing management waqf.Management waqf in Indonesia is still tend traditional not yet maximized to direction waqf productive (BWI, 2008).Nazhir 's problem among other things still low level knowledge nazhir to management waqf, factor construction still low, factor system recruiting and awarding reward (ujrah), factor monitoring and factors competence where nazhir chosen no based on expertise or professionalism (Baharuddin & Iman, 2018).
There is various obstacles in collection waqf good by institutional nor society.Obstacles main about trust from public to management treasure institution waqf.That thing occur because after done activity fundraising after that management stop so that treasure waqf no could produce mark added and optimal benefits for people.Limitations Nazhir's knowledge and skills influential to management management treasure waqf.Discussion of the fuqaha about management and utilization treasure waqf new until level discourse about replace or sell treasure waqf, not yet come to the effort optimization conversion waqf for synchronized with the latest era.So that discussion about management waqf productive this very important for done (Kasani, 2016).waqf as worship with spirit for draw closer and devote self to God, who together at a time play a role in development economy public through development sector education, health, religious facilities, and others.Development is not only seen from physique but also development source power human (Rahman, 2009).The role of waqf hope you can too touching sector education optimally through management waqf productive.Remember portrait education in Indonesia seen from corner look condition and stability education still concern.Cost education Keep going experience enhancement cause public with group economy middlelower experience difficulty for reach it.Condition that cause more of 30,000 children at the elementary level (school basic) and more from 50,000 junior high school (school medium first) experience separated school in 2017/2018.In other words in the year the there is more of 80,000 children no could carry out educational programs nine year (Dirga Wijaya & Astrid A., 2018).Temporary it's in Indonesia usage treasure waqf still just for worship facilities such as construction of mosques, prayer rooms, huts boarding schools, madrasas and schools, because understanding people to relative waqf limited.Management waqf could Upgrade level life people if managed with should as well as optimally.Potency waqf very big as means for do kind however utilization or management not optimal in scope national (Hadi, 2009).waqf Becomes concern inside study this.Because having potency big that can be push growth sector other as economy, education, health, etc related one with other.
There is connection close Among growth Indonesian economy which is influenced by the level of education society.With Upgrade equity and quality education so generation successor nation could own competence and expertise for support creation growth economy.Based on Thing the so rotation connection Among education and waqf could maintained even upgraded along with increase level life people.Based on theory source power human, explained that contribution education very influential to growth economy so that Thing this has Becomes axiomatic and claim / justification absolute supported by various results research that shows results the (Widiansyah, 2017).
Understanding education During this more considered only limited service government to society.Education is considered no could give impact to development the country 's economy, so that development of the world of education not enough interesting for noticed.Education is nothing but considered as a program for absorb budget government.This thing relatively reflected in the budget relative education low compared with budget development by physical.Resource Indonesian people still belong to low for could push acceleration development.Education is one of the investment period long, so need effort and attention special for create and implement quality educational programs.Education becomes tool development economy no only just supporter growth economy (Haryati, 2009).
Definition education by simple intended to form personality however along development knowledge knowledge and technology, education own different meaning however the essence permanent same.According to Ahmad D. Marimba, education is guidance by aware by educators to development good that physical nor spiritual si educated for shape superior personality.Function education no could miss from life human, must walk to keep continuity life human.Without existence education so no there is regeneration and transformation knowledge knowledge, values and norms from generation old to generation young.With various problematic in develop the world of education, especially Muslims must Keep going try for look for solution problem education so the learning process Muslims can done (Nasution, 2015)

B. Waqf Productive and Procedure Management
Waqf productive is treasure tree or still handed over as waqf for used in activity next production the result will be obtained distributed to the rightful accept in accordance with objective from ari waqf.Treasure waqf could in the form of land for match plant or land agriculture, treasure the can also be used for interest industry, trade, and services that benefit no direct from treasure waqf, will but the net profit received then distributed to those who are entitled accept it.Treasure waqf the for example among others; waqf land for match plant managed for land agriculture or plantation ; spring for managed as source the provision of clean water that can for sale for ulfill need community (BWI, 2020).
Since beginning application waqf actually already practiced by productive as already exemplified by the companions of the Prophet Muhammad, namely Umar Bin Khattab in story or story about waqf land khaibar and stories waqf well Uthman Bin Affan combined with plantation dates.However occur distortion understanding among Muslims in Indonesia are as if terminology waqf productive this is something new thing.There is two typology waqf productive first is waqf productive traditional and second is waqf productive continued.Typology first, treasure waqf managed by productive through mechanism business pure, combination business and social, as well as combination with service finance sharia commercial.But on the system this not yet own tool measuring for evaluate productivity and benefits waqf managed productive, only limited report profit and report finance course.Typology second, that is innovation from management waqf typology first with already adapt sophistication technology and have tool measuring for evaluate performance as well as impact from the waqf program productive that has been implemented (Irfan Syauqi Beik, 2021).
Waqf actually no only limited to land for construction of mosques, madrasas, schools and cemeteries.But in this modern era waqf coverage the more large included in the object move.The intended moving object that is something things that are flexible, no finished and will Keep going experience increase, so that the benefits Keep going can felt by mauquf ' alaih, not also objects that have expiration date or will run out.For example including money, gold / metal noble, HAKI (rights) riches intellectual), as well as share or letter valuable (Fatonah, 2021).Waqf could also managed in shape land agriculture, water resources, waqf hospitals, houses dining, hotel, office, center shops and commerce, and institutions finance profitable banking productivity could used for financing need tree community in need until with development or repair infrastructure facility general (Girinda Mega Paksi, 2021).Related cash waqf, already known in Indonesia since issuance of DSN MUI cash waqf fatwa in 2012.Five points in the fatwa namely ; first, cash waqf is waqf paid by individuals or groups, institutions / legal entities in the form of cash.Second, the meaning of money in Thing this no limited letter valuable.Third, cash waqf is legal may.Fourth, waqf only can distributed as well as used in limitation sharia.Fifth, mark tree waqf should guarded sustainability, no can donated, sold as well as inherited (Hendri Tanjung, 2020).Along running time cash waqf develop as with existence derivation product cash waqf in shape waqf insurance sharia allowed origin no contrary with regulation legislation (Muhammad Nuh, 2019).
Mohammad Nuh, Chairman of the Indonesian Waqf Board (BWI) stated : that there is about 5 billion m 2 land waqf with various size with great potential big but not yet managed by productive.So that management waqf should transformed to far direction more productive and impact on improvement well-being people.How to do it among others: 1) ensure land certified ; and 2) commercialization land waqf for business productive.Besides that potency present from cash waqf (cash waqf) legally regulated by the National Sharia Council (DSN).One products already enter to the market that is Sukuk Link Waqf, namely shape investment in Indonesia that is social services collected by the Indonesian Waqf Agency results collaboration between BWI, BI and the Ministry of Finance Republic of Indonesia through BNI Syariah as a his nazhir (Sahal, 2019) According to opinion (Hariati, 2014) reviewed from activity business, goal from investors include capital to something company that is for get results optimal returns so that investors will consider by ripe before invest.One factors that become the consideration is mark from something target company.Company for got good rating then internal company should To do good management too.By common in a institutions / companies that go public the board of commissioners independent and governance company own influence positive to mark company.Show that governance good effort will give good impact to mark company, profit and growth asset.Reviewed from perspective the show that theory legitimacy could accepted that is if company could implementing governance good effort so institution or company will accepted with well by the community.
The need for governance good company / good corporate governance (GCG), namely for could create an efficient, effective, consistent and transparent market in accordance applicable regulations.The three mutually supporting pillars of GCG related Among others : State and institutions the regulator, the business world as market participants / actors business, and society as consumer product or services produced by the business world.Principle necessary basis implemented by each of these pillars namely : the State and the device could make supportive regulations climate business effective, efficient, healthy and transparent as well as enforcement consistent law (consistent law enforcement).Furthermore, the business world that has become market participants apply regulation or GCG principles as guidelines in management effort.Society as consumer product or service from the business world as well as party others affected impact from existence company could show concern as well as To do control social by objective and full not quite enough answer (Edi, 2010).
Governance system institution / company Becomes factor strategic determinant for could by continue Upgrade mark company.Something institution / company with ethos professional work so will got maximum benefit from implementation of governance good company " Good corporate governance / GCG ".With good GCG implementation, distribution suitable role with section, job description, position so will compare straight with productivity in every part from institution / company (Edi, 2010).
Condition management waqf in Indonesia that continues experience development demand governance far away more good from aspect regulation, management, supervision, distribution benefits, reporting, and aspects other.Constitution waqf is still need revised so that in line with development implementation endowment.The Indonesian Waqf Board (BWI) and Bank Indonesia (BI) have compile document Waqf Core Principles (WCP) as form from effort repair and strengthening regulation.Indonesian Waqf Board optimistic that management waqf will could produce increasing benefits and contributions big for realize well-being public as well as support growth economy national (Yulianto, 2017).
Waqf productive as one of the pillars of the economy in Islam it works empower people and get benefit from management waqf.Based on data from the Indonesian Waqf Agency (BWI), 90% of the land waqf in Indonesia only destined construction of mosques, Islamic boarding schools and cemeteries.Furthermore, 10% is managed for activity social.Based on these data show that utilization and management waqf in Indonesia is still not optimal and productivity still low.Different with implementation management waqf in Jordan that can be give impact positive for well-being life the people (Redaksi ACT News, 2019) As comparative approach, Jordan become one of the countries that manage waqf productive belong to successful.

C. Management
Treasure Waqf to Competence Nazhir Writer moment To do research field and filling out a questionnaire survey in the Special Region of Yogyakarta in skeleton Upgrade ability nazhir required system management Source Power Humans and there are influence on ability Nazhir in manage waqf.That thing can be in background behind by some factor start from experience, Education, managerial and networks for manage asset that.
In Indonesia, the Indonesian Waqf Board (BWI) is a institution independent formed by the government for develop and advance endowment national.BWI was established on July 13, 2007 according to by Presidential Decree (Kepres) No. 75/M in 2007.BWI has system organization alone consist from chairman general, vice chairman general, secretary general and deputy secretary, treasurer general and deputy treasurer, as well as division head of various implementing divisions.BWI has vision and mission, authority and duties including : Coaching nazhir in carry out management and development treasure waqf, Manage and develop treasure waqf scale national and international, Deliver approval and or permission on change of status and designation treasure waqf, dismiss and replace nazhir, Giving agreement to exchange treasure waqf, Giving suggestions, suggestions and considerations to Government in composing policy endowment (Hilal, 2011).
Islam is very consider main and important to education and science knowledge.The position of the knowledgeable in Islam especially very religious knowledge respected and honoured.inside life public there is phenomenon that teacher or chaplain more if own title education as doctor or professor even kiai so very respected by society.Could concluded that Islam is very value education and respect for active people in activity education (Fu'ad Arif Noor, 2015).Education is the system must run by integrated with system other for reach something set goals for Upgrade quality life human in everything aspect life.Based on process, education will walk by Keep going continuously along with dynamics change arrangement life social culture society.Islamic education is planned effort in prepare man for know, understand, believe and apply Islamic religious teachings.There is two objective Islamic education, namely objective by general and purpose by special.First, goal general education in Islam is for reach happiness in life in the hereafter (ukhrawi) which is objective end life human.Second, the goal special education in Islam is for reach benefit live in the world (worldly).
Objective education in Islam reviewed from philosophy education could shared Becomes review ontological, epistemological and axiological.by ontological Islamic education is not only sourced from the Koran and Hadith, but also combines understanding literacy textual with understanding substantive with blend various approach science (Rohman & Hairudin, 2018).Education supports enhancement quality source power human.In theory human capital education own significant contribution to economy, through level skills and productivity.Formal education becomes instrument most important for build arrangement economy with quality and productivity tall (Widiansyah, 2017).Education becomes something the system must implemented by integrated with system other each other support to achieve objective education for build civilization man with quality life.Education in progress by continuous walk along with change dimensions social events that occur within life society.by general objective education that is reach happiness in life in the afterlife later.Objective education is also customized with definition and need in a place and time certain for the benefit world life.by ontological, educational according to Islamic teachings do not only based on the Qur'an and Hadith but also supported by literacy that blends approaches science.Based on review epistemology, education could internalize phenomenon mark socio cultural (Rohman, 2018).
Management waqf by institution waqf own potency as source funding in education.Until moment this is in Indonesia management waqf is one for development facility education.In this modern era waqf be one idea for implemented in maximizing potency waqf for finance activity education.waqf could managed with various type scheme equity participation, profitable cooperation.In the end results from investment waqf could used for support financing education public (Mutmainah, 2017).Nazhir is a person or a group of people who have not quite enough answer for manage, manage, and develop treasure waqf.Nazhir can also be done by wakif alone or other people who have appointed by wakif and mauquf ' alaih (the party who receives benefit waqf) or government if wakif no pointing party another.If the wakif has pointing parties who have determined so decision the should fulfilled.The scholars agree that a wakif should pointing nazhir waqf good by institutional nor individual.Objective from appointment nazhir so that treasure waqf the could managed with good and not vain so only treasure waqf that will manage it so that give usefulness from treasure waqf that can direct feel by maximum by the community.(Ridwan, 2012).
For example when nazhir expert in the field plantation, then nazhir could manage land waqf as method produce from product plantation.Likewise if Nazhir own skill investment, then Nazhir could manage investment shares, as well as money from waqif for developed in institutions finance.The more a Nazhir own skill special to the field he persevere, the more big possibility enhancement treasure waqf.because that a Nazhir should many learn and exist construction special or trainings related waqf productive so that could thinking wide.

III. CONCLUSIONS
Competence or authority Nazhir in the Special Region of Yogyakarta does not influential by significant to productivity waqf.ideal competence nazhir own role crucial in achievement productivity waqf, because could support operational management waqf by professional so that impact on results.But inside study this obtained results that competence nazhir at the Waqf Institution in manage asset waqf not yet professional, not yet managed by economical.Effort in development benefit waqf still very limited to charity business education.because of the source power Humans are lacking, there are also many Nazhir who are concurrently position, so that nazhir not yet could utilise treasure waqf by maximum to productivity waqf.It means still required enhancement competence nazhir so that could support achievement management waqf by productive.
Management waqf influential by significant to productivity waqf.If the waqf productive managed with good so will produce profit or good benefits too, vice versa if waqf productive no managed with good so productivity can decreased.inside study this show that management waqf productive activities carried out by the Waqf Institution in Yogyakarta Province have done with good so that produce good productivity too.
Competence nazhir no influential by significant to education.Part of the waqf land managed by direct for build schools, madrasas and cottages boarding school so that nazhir involved by direct in management institution education that.Next part waqf land no managed by direct for development school however managed for productive endeavor.inside study this show that by direct competence nazhir not yet impact to education.
Management waqf influential by significant to education.inside study this show that by direct management waqf impact to education.Part of the waqf land has managed by direct for build schools, madrasas and cottages boarding school so that management waqf the influential direct to education.
Management waqf in Jordan managed by neat and integrated together activity government.Waqf in Jordan managed by the High Council of Waqf where institution the under the Ministry of Endowments and Religious Affairs, as well as direct chaired by the Minister.High Council of Waqf the working set various proposals and plans of the Ministry of Directorate Finance.Subsequent program proposals and plans brought by the Minister to the next Cabinet Council agreed and approved (Redaksi ACT News, 2019).
Duties and responsibilities nazhir, among others: a) do profession administrative related with treasure waqf, b) managing and developing treasure waqf in accordance with designation and purpose, c) perform Duty surveillance and protection treasure waqf, and d) do reporting to the Indonesian Waqf Board (BWI).Whereas right nazhir among others: a) nazhir could accept reward on implementation Duty management and development treasure object big waqf no more of 10%, and b) nazhir could get construction from ministers and the Indonesian Waqf Board (BWI).In accordance with regulation government no.42 of 2006 concerning implementation of Law no.41 of 2006 concerning Waqf, Nazhir could stop on duty if : a) dies, b) is absent by permanent, c) do resignation self, and d) dismissed by the Indonesian (Mardani, 2016).