Abstract
Credit card fraud is a new type of fraud amended into the Criminal Law of China in 1997. The “credit card” under credit card fraud is interpreted as a very board concept, which includes debit card and virtually all electronic payment cards used in ordinary payment, credit loan, transfer and settlement of account, cash deposit and withdrawal. Therefore, it is necessary for the legislature to revise “credit card” under this special fraud into “electronic payment card,” and “credit card fraud” into “electronic payment card fraud,” which will be understood easily and precisely. “Use” and “fraudulent use” of credit card under this fraud is defined as ordinary use of credit card, including withdrawal cash with authentic or forged credit card from ATMs. It is unreasonable to define “malicious overdraft” as a form of credit card fraud under the Chinese Criminal Law. In the future amendment, this kind of criminal conduct shall be separated as independent named as “malicious overdraft” or “abuse of credit card” under the Criminal Law with less stiff statutory punishment than that of credit card fraud. Besides, under the Chinese Criminal Law, stealing credit card and using it is held as “theft,” which is neither reasonable nor logical. Therefore, it should be revised in the future criminal law.
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Mingxiang Liu, Ph.D in law (Wuhan University), is a professor in criminal law at School of Law, Renmin University of China. His main research focuses on criminal law and comparative criminal jurisprudence. He has published more than 100 papers, and his recent works include: 刑法中错误论 (On Mistakes in Criminal Law, 2004), 财产罪比较研究 (Comparative Study on Property Crimes, 2001) and 紧急避险研究 (Study on Avoiding Risks, 1998).
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Liu, M. Credit card fraud under Chinese criminal law. Front. Law China 6, 369–386 (2011). https://doi.org/10.1007/s11463-011-0134-4
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DOI: https://doi.org/10.1007/s11463-011-0134-4