Abstract
The chapter searches for interdependencies between business models of banks and companies. The goal of the chapter is to identify the impact of banks on sustainable value creation in companies’ business models and diagnose the relationships. The aim of the considerations will be to indicate how business process mapping, using IT tools, can support the bank industry and companies and what impact this has on the creation of new business models. Mapping of processes should show what kind of actions and actions should be taken to prevent and assessment risks. We also want to show what effects the change of approach in this respect can bring from both the banks’ and enterprises’ point of view.
Access this chapter
Tax calculation will be finalised at checkout
Purchases are for personal use only
References
Al-Hyari, K., Al-Weshah, G., & Alnsour, M. (2012). Barriers to internationalisation in SMEs: Evidence from Jordan. Marketing Intelligence and Planning, 30(2), 188–211. https://doi.org/10.1108/02634501211211975.
Badaj, F., & Radi, B. (2017). Empirical investigation of SMEs’ perceptions towards PLS financing in Morocco. International Journal of Islamic and Middle Eastern Finance and Management, 11, 250–273. https://doi.org/10.1108/IMEFM-05-2017-0133.
Beck, T., & Demirgüc ̧-Kunt, A. (2006). Small and medium-size enterprises: Access to finance as a growth constraint. Journal of Banking and Finance, 30(11), 2931–2943. https://doi.org/10.1016/j.jbankfin.2006.05.009.
Beck, T., Demirgüç-Kunt, A., & Peria, S. M. (2008). Banking services for everyone? Barriers to bank access and use around the world. World Bank Economic Review, 22, 397–430.
Berger, A. N., & Udell, G. F. (1995). Relationship lending and lines of credit in small firm finance. Journal of Business, 68, 351–381.
Boot, A. W. A. (2000). Relationship banking: What do we know. The Journal of Financial Intermediation, 9, 7–25.
Bruns, V., & Fletcher, M. (2008). Banks’ risk assessment of Swedish SMEs. Venture Capital, 10(2), 171–194. https://doi.org/10.1080/13691060801946089.
Cull, R., Haber, S., & Imai, M. (2011). Related lending and banking development, policy (Research Working Paper, No. 5570). The World Bank Development Research Group, Finance and Private Sector Development Team.
Dahlsrud, A. (2008). How corporate social responsibility is defined. Corporate Social Responsibility and Environmental Management, 15, 1–13.
Deloitte. (2019). Perspektywy rozwoju zrównoważonego finansowania – implikacje dla sektora przedsiębiorstw finansowych.
Global4. (2020). Business model canvas – Global4net. https://global4net.com/ecommerce/business-model-canvas-co-to-jest-i-jak-go-stworzyc/.
Guo, Y. (2017). Implementing relationship banking strategies and techniques and improving customer value. Finance and Market, 2(2), 1–13.
Huang, Y. (2011). Is economic volatility detrimental to global sustainability? World Bank Economic Review, 26, 128–146.
Klimontowicz, M., & Pyka, A. (2016). Banks’ business models – The challenges of XXI century. Studia i Prace WNEiZ US, 44(2), 153–165. https://doi.org/10.18276/sip.2016.44/2-12.
KPMG International. (2011, December). Evolving banking regulation. A long journey ahead – the outlook for 2012. Report.
Ongena, S., & Smith, D. C. (2000). Bank relationships: A survey. In P. Haker & S. A. Zenios (Eds.), The performance of financial institutions (pp. 221–258). Cambrige University Press.
Petersen, M. A., & Rajan, R. G. (1994). The benefits of lending relationships: Evidence from small business data. The Journal of Finance, 49(1), 3–37. https://doi.org/10.2307/2329133.
Raport 2020: Zielone finanse - nowe spojrzenie na finansowanie. (2020). Klub Odpowiedzialnych Finansów przy Europejskim Kongresie finansowym, Sopot.
Scholtens, B., & van’t Klooster, S. (2019). Sustainability and bank risk. Palgrave Communications, 5, 105. https://doi.org/10.1057/s41599-019-0315-9.
Shihadeh, F., Gamage, S. K. N., & Hannoon, A. M. T.(2019). The causal relationship between SME sustainability and banks’ risk. Economic Research-Ekonomska Istraživanja, 32(1), 2743–2760. https://doi.org/10.1080/1331677X.2019.1655465.
Sustainable finance taxonomy—Regulation (EU) 2020/852.
Taxonomy report: Technical annex, Updated methodology and Updated Technical Screening Criteria, March 2020
TEG final report on the EU taxonomy, Taxonomy: Final report of the Technical Expert, Group on Sustainable Finance, European Commission, March 2020
Wonglimpiyarat, J. (2015). Challenges of SMEs innovation and entrepreneurial financing. World Journal of Entrepreneurship, Management and Sustainable Development, 11(4), 295–311. https://doi.org/10.1108/WJEMSD-04-2015-0019.
Author information
Authors and Affiliations
Corresponding author
Rights and permissions
Copyright information
© 2021 The Author(s), under exclusive license to Springer Nature Switzerland AG
About this chapter
Cite this chapter
Ziolo, M., Filipiak, B.Z., Tundys, B. (2021). Relationships Between Banks’ and Companies’ Sustainable Business Models. In: Sustainability in Bank and Corporate Business Models. Palgrave Studies in Impact Finance. Palgrave Macmillan, Cham. https://doi.org/10.1007/978-3-030-72098-8_8
Download citation
DOI: https://doi.org/10.1007/978-3-030-72098-8_8
Published:
Publisher Name: Palgrave Macmillan, Cham
Print ISBN: 978-3-030-72097-1
Online ISBN: 978-3-030-72098-8
eBook Packages: Economics and FinanceEconomics and Finance (R0)