Abstract
This chapter will discuss the principle of proportionality in the Single Rule Book and the pros and cons of diverging regulatory and supervisory rules for different types of institutions. It will do so in light of the current capital requirements by analysing the provisions of the CRR and the CRDIV, as well as relevant Level 2 and 3 acts developed by the European Banking Authority (EBA). It will present and criticise the current plethora of rules and their complexity, which weighs heavily on small and medium-sized institutions. Against this background, the chapter will explore possibilities for a more differentiated approach to regulation and supervision of firms, such as a small banking box or a two-tier banking law.
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Joosen, B., Lehmann, M. (2019). Proportionality in the Single Rule Book. In: Chiti, M.P., Santoro, V. (eds) The Palgrave Handbook of European Banking Union Law. Palgrave Macmillan, Cham. https://doi.org/10.1007/978-3-030-13475-4_4
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DOI: https://doi.org/10.1007/978-3-030-13475-4_4
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