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  • 學位論文

2018年臺灣地區退休信心調查分析

The Retirement Confidence Study Of Taiwan Region,2018

指導教授 : 繆震宇

摘要


隨著戰後嬰兒潮人口增加、醫療衛生提升及農業革命,使人口快速增加,人口的質與量和一國之經濟、社會、國防、環境、教育、勞動、衛生…等發展,息息相關,並且於2018年2月首次出現單月負成長,推估台灣自2016年(民國105年)至2061年(民國150年)間,僅須耗費8年,我國就可從14%老年人口的「高齡社會」蛻變為20%老年人口的「超高齡社會」。 故藉由問卷調查方式,了解國人對退休後生活是否有信心,以及什麼因素條件下影響您退休因素的高低,主要區分為基本資料、為退休做財務準備、為退休做投資、了解退休需求、退休決策、退休後持續工作、醫療計畫,共區分七大項目。 綜合上述,主要結論每人認定退休準備金額成M型化,但妥善、盡早進行財務規劃,並透過完善的年金制度、長期照護制度及長期照護保險之保障,結合政府與民間社會部門連結社區發展,提供多元化的照護服務。

並列摘要


Increased baby boomers after the war, health care promotion and agricultural revolution, rapid population increase, The quality and quantity of the population and the economic, social, national defense, environmental, educational, labor, health and other developments of a country, Closely related. It is estimated that Taiwan will take only 8 years from 2016 (105 years of the Republic of China) to 2061 (150 years of the Republic of China), and China can change from the "aged society" of 14% of the elderly population to the " super-aged society" of 20%. Use “Questionnaire survey”, understand whether Taiwanese people have confidence in their post-retirement life and what factors affect their retirement factors. They are mainly divided into basic information, financial preparation for retirement, investment for retirement, understanding of retirement needs, retirement decision-making, and continuous work after retirement. , medical plans, a total of seven major projects Based on the above, the main conclusions are that each person finds that the amount of retirement preparation is M-type, but the financial planning is properly and early, and through the improvement of the annuity system, long-term care system and long-term care insurance, the government and civil society departments are linked to the community development. , providing a wide range of care services.

參考文獻


參考文獻
一、中文部分
(一)期刊論文
1. 王銘正,2004年,人口老化對我國總體經濟的影響與因應之道,台灣經濟研究月刊,頁21-29頁。
2. 林東龍、余嬪、陳武宗,2011年,退休經驗的社會脈絡分析,臺灣社會福利學刊。

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