Abstract
The purpose of this research is to study factors that may influence customer satisfaction in online banking sector in China. Moreover, the paper also aims to understand the relationship between customer satisfaction and website quality, and to find some major factors for keeping high level customer satisfaction in online banking sector. The paper describes the positive effect of website quality about customer satisfaction in online banking sector. After the validation of measurement scales, the hypothesis is contrasted through structural modeling. Finally, the authors validate the hypothesis and a measurement model in the paper. The data showed that website quality have direct and significant effect to customer satisfaction in online banking sector. Besides this, the authors found that some factors are positively related to customer satisfaction. Finally, it is observed that efficiency, interactivity, security, information, ease of use and content are major factors to affect customer satisfaction in the online banking sector. This study proposes a model for analyzing empirically the link between website quality and customer satisfaction in the online banking sector.
Sponsored by Research Funds of China University of Petroleum-Beijing.
Access this chapter
Tax calculation will be finalised at checkout
Purchases are for personal use only
Preview
Unable to display preview. Download preview PDF.
References
Ahmed, I., Gul, S., Hayat, U., Qasim, M.: Service quality, service features and customer complaint handling as the major determinants of customer satisfaction in banking sector: A case study of National Bank of Pakistan (2001), www.wbiconpro.com/5%5B1%5D.ISHFA.pdf (retrieved January 14, 2001); Boyer, K., Hult, G.: Extending the supply chain: Integrating operations and marketing in the online grocery industry. Journal of Operations Management 23(6), 642–61 (2001)
Anderson, J., Gerbing, D.: Structural modeling in practice: a review and recommendedtwo-step approach. Psychological Bulletin 103(3), 411–423 (1988)
Bauer, H.H., Hammerschmidt, M.: Financial portals in the internet. Paper Presented at the WSEAS Conference on E-Commerce, Janeiro, Brazil (October 2002)
Casalo, L.V., Flavian, C., Guinaliu, M.: The role of security, privacy, usability and reputation in the development of online banking. Online Information Review 31(5), 583–603 (2007)
Cronbach, L.J.: Essentials of Psychological Testing. Harper and Row, New York (1970)
Davis, R.D.: Perceived usefulness, perceived ease of use and user acceptance of information technology. MIS Quarterly 13(1), 319–339 (1989)
Doll, W.J., Torkzadeh, G.: The measurement of end-user computing satisfaction. MIS Quarterly 12(2), 259–274 (1988)
Fassnacht, M., Koese, I.: Quality of electronic services: Conceptualizing and testing a hierarchical model. Journal of Service Research 9(1), 19–31 (2006)
Hair Jr., J.F., Anderson, R.E., Tatham, R.L., Black, W.C.: Multivariate Data Analysis. Prentice-Hall, Englewood Cliffs (1998)
Jöreskog, K.G.: Statistical analysis of sets of congeneric tests. Psychometrika 36, 109–133 (1971)
Li, H., Suomi, R.: Evaluating electronic service quality: A transaction process based evaluation model. Paper Presented at the European Conference on Information Management and Evaluation (September 2007)
Lowry, P.B., Spaulding, T., Wells, T., Moody, G., Moffit, K., Madariaga, S.: A theoretical model and empirical results linking website interactivity and usability satisfaction. Paper Presented at the 39th Hawaii International Conference on System Sciences, Hawaii (September 2007)
Madu, C.N., Madu, A.A.: Dimensions of e-quality. International Journal of Quality & Reliability Management 19(3), 246–258 (2002)
Moore, G.C., Benbasat, I.: Development of an instrument to measure the perceptions of adopting an information technology innovation. Information Systems Research 2(3), 192–222 (1991)
Novak, T., Hoffman, D., Yung, Y.: Measuring the customer experience in online environments: a structural modeling approach. Marketing Science 19(1), 22–42 (2000)
Nurosis, M.: Statistical Data Analysis. SPSS Inc., Chicago (1993)
Parasuraman, A., Zinkhan, G.: Marketing to and serving customers through the internet: An overview and research agenda. Journal of the Academy of Marketing Science 30(4), 286–295 (2002)
Patricio, L., Fisk, R., Cunha, J.: Improving satisfaction with bank service offerings: Measuring the contribution of each delivery channel. Managing Service Quality 13(6), 471–482 (2003)
Pikkarainen, T., Pikkarainen, K., Karjaluoto, H., Pahnila, S.: Consumer acceptance of online banking: An extension of the technology acceptance model. Internet Research 14(3), 224–235 (2004)
Hensley, R.: A review of operations management studies using scale development techniques. Journal of Operations Management 17(3), 343–358 (1999)
Reichheld, F., Schefter, P.: E-loyalty: Your secret weapon on the web. Harvard Business Review 78(4), 105–114 (2000)
Smith, K.W.: On estimating the reliability of composite indexes through factor analysis. Sociological Methods & Research 2, 485–510 (1974)
Steenkamp, J.B.E.M., Geyskens, I.: How country characteristics affect the perceivedvalue of a website. Journal of Marketing 70(3), 136–150 (2006)
Van-Riel, A.C.R., Liljander, V., Jurriens, P.: Exploring consumer evaluations of eservices: A portal site. International Journal of Service Industry Management 12(4), 359–377 (2001)
Waite, K., Harrison, T.: Consumer expectations of online information provided by bank websites. Journal of Financial Services Marketing 6(4), 9–322 (2002)
Yang, Z.: Consumer perceptions of service quality in Internet based electronic commerce. Paper Presented at the EMAC Conference, Bergen, Norway (August 2001)
Zeithaml, V., Parasuraman, A., Malhotra, A.: Service quality delivery through web sites: A critical review of extant knowledge. Journal of the Academy of Marketing Science 30(4), 362–375 (2002)
Zeithaml, V.A.: Service quality, profitability and the economic worth of customers: What we know and what we need to learn. Journal of the Academy of Marketing Science 28(1), 67–85 (2000)
Author information
Authors and Affiliations
Corresponding author
Editor information
Editors and Affiliations
Rights and permissions
Copyright information
© 2012 Springer-Verlag Berlin Heidelberg
About this paper
Cite this paper
Ma, Z. (2012). The Factors Impact Customer Satisfaction in Online Banking Sector: The Chinese Perspective. In: Zeng, D. (eds) Advances in Control and Communication. Lecture Notes in Electrical Engineering, vol 137. Springer, Berlin, Heidelberg. https://doi.org/10.1007/978-3-642-26007-0_77
Download citation
DOI: https://doi.org/10.1007/978-3-642-26007-0_77
Published:
Publisher Name: Springer, Berlin, Heidelberg
Print ISBN: 978-3-642-26006-3
Online ISBN: 978-3-642-26007-0
eBook Packages: EngineeringEngineering (R0)